A SERIOUS QUESTION – DO YOU HAVE PET INSURANCE?

Indoor tabby catLounging around, indoors and now out, theres something magical about sunshine on whiskers and our two cats love it so much. When we first took took our two tiny tigers to the vets as kittens, we had them chipped and insured all at once. But they were indoor cats and after the first year they hadn’t got into too much mischief -so we cancelled it. But after moving to a home with a garden it does now cross my mind. Argos recently brought to my attention their Pet Insurance – so I am wondering how many of you have your pets insured? Argos pet insuranceEvery time one of our precious tabby cats disappears for more than a couple of hours, or I hear a squeal outside, my heart starts to race. I’m more concerned about injury with my precious babies as one of them has a habit of climbing from our roof over to the neighbours super high roof, and a recent wild animal fight on our back lawn, left me unable to sleep. We had just let the cats out and heard a horrible sound, opened the french doors and thankfully grabbed both kitties inside, all to a soundtrack of snapping jaws! I am thinking it’s pretty costly to mend an uninsured broken limb, and a friend of mine had to have eye surgery on her pedigree cat and it was in the region of £2500!Keeping cat's indoors?When we were living in the apartment, I remember all these two wanted to do, was get a taste of the fresh air and feel the breeze on their furry little bodies. Seagulls taunted them through steamed up winter windows and they used to sit peering out of a small window gap, to spy on the neighbours and street activity. There was no way we could have let them out in town. four floors up, no fire escape and way too many speeding cars made it so.Styling with cats!When we moved out here to the cliff top village, we waited for months and then finally let them out more and more, now they are free to roam. No cat flap yet, which means they scratch, meow and smash the place up every morning from 4am onwards to be let out, but I am now wondering if we should get them insured, and wanted to hear what you thought about pet insurance?hiding Tabby catDisclosure – this post is a collaboration between L&S and Argos Pet Insurance – all the writings and opinions are my own.

6 Comments
  • Meg
    October 3, 2014

    I’d definitely get pet insurance, and it is best to get it before cats get to old. Cats can get some scary illnesses, even without going out or being massively inquisitive, and being able to make a decision about your moggies based on what’s best for them rather than financial concerns really helps in the time of anxiety. I would speak to your vet though for recommendations.

    • JeskaHearne
      October 10, 2014

      Thanks so much for commenting, I will definitely get on and get some for my babies! :)

  • Josie Crafter
    October 10, 2014

    I’d always recommend insuring cats! They’re so independent and who knows what they get up to roaming around. As you know we had two cats, and now just one, so I’ve paid a lot of insurance premiums in the last 14 years! But it’s definitely worth it. When our cat Milly became ill with kidney failure, we would have paid several thousands of pounds for vets fees without our insurance, so I was mighty glad to have it when she became terminally ill two years ago. So, I guess, even with indoor cats, you just never know what tests they’ll need or illnesses they might catch. Go for it- the younger they are when you start the cheaper it is!

    • JeskaHearne
      October 10, 2014

      Thank you, we will be getting it asap! :)

  • KimberlyDuranHughes
    October 13, 2014

    Yes definitely. We have both our cats insured and it just gives me peace of mind to know that they’ll get the care they need without much worry. At the moment, we are going through some tests with Pablo (he’s 11 years old) and it has already cost us nearly £400 just to find out what’s wrong (we know he has a heart murmer but he may also have chronic bronchitis poor little man). While we have £100 excess, at least I know that no matter what happens, we’ll be able to continue to do what we need to to make sure he is healthy and happy. I don’t ever want to have to make the decision about what price is too high for treatment. Especially for curious outdoor cats (both Meisha and Pablo go out), it’s so important. It’s not much per month really and it’s worth it just for your peace of mind. Do it! ;) xxx

  • carol
    October 13, 2014

    Absolutely! I would definitely get insurance for any pets. When my cat’s health started to decline (when she was 18 years old) I would have loved to have some of those costs covered by insurance… Another friend’s cat was diagnosed with cancer quite unexpectedly and while he was worried for his cat’s health he was also worried about costs. So, I think that might really help in an otherwise scary time…